Ghana Employer of Record (EOR) & Payroll Solutions

Africa Deployments Ghana (ADS) offers comprehensive Employer of Record (EOR) and payroll services, tailored to meet the specific needs of both local and expatriate employees in Ghana. Whether you’re looking to hire full-time or on a fixed-term contract, our services are designed to provide hassle-free and legally compliant workforce management.

Our Ghana EOR services include:

• Work Permit Management: ADS takes care of all the legal aspects of work permits and issues local employment contracts to your contractors.
• Payroll Compliance: We handle monthly tax & PAYE remittances to the Ghana Revenue Service, ensuring full compliance with Ghana’s tax laws.
• Employee Salary Payments: Salaries are paid on time, and employees receive their pay slips regularly.
• Comprehensive Insurance Plans: We offer Medical, Disability, Life, and Workmen’s Compensation Insurances for your employees.

Why Choose Ghana for Your Workforce?

Ghana, a stable democracy with a vibrant economy, is known for its rich culture, bustling cities, and beautiful coastline. The country’s economic stability and business-friendly environment make it a preferred location for businesses looking to expand in West Africa.

Key Ghana Facts:

• Population: 32.83 million (2021)
• Currency: Ghanaian Cedi
• Capital: Accra
• Official Language: English
• GDP: $77.59 billion USD (2021)
• Main Industries: Agriculture, Mining, Oil & Gas, FMCG

Types of Employment Contracts in Ghana

Through our Employer of Record solutions in Ghana, we offer a variety of employment contract options to suit your needs:

• Fixed Term Contracts
• Indefinite Term Contracts

Contract Requirements:

• Written agreements in the local language and currency.
• Clearly outlined salary, benefits, and termination clauses.

Full-Time Employment:

• Employees are eligible for company perks and benefits.
• Typically focus on one employer, making them familiar with company-specific training.
• Probation period: 3–6 months.

Taxable & Exempt Income in Ghana

Taxable Income:

• All income earned, including wages, salaries, overtime, leave pay, commissions, bonuses, and gratuities, is subject to local taxes. Individuals residing in Ghana for over 183 days per year are required to pay taxes.

Exempt Income:

• Pensions
• Official income of government-employed persons (e.g., Police, Army, etc.)

Working Hours and Overtime in Ghana

• Standard Working Hours: 8 hours/day, 40 hours/week.
• Overtime: Paid at 1.5x regular hourly wage; double for public holidays.

Mandatory Contributions in Ghana

Employee Contributions:

• Social Security Fund (SSNIT): 5.5% (threshold: GHS 120)
• National Health Insurance: 2.5%
• National Employment & Vocational Fund: 0.5%

Employer Contributions:

• Social Security (SSNIT): 13% of Basic Salary (threshold: GHS 120)
• National Health Insurance & Other Funds: Contributions are also mandatory.

Maternity & Paternity Leave in Ghana

• Maternity Leave: 12 weeks (minimum 8 weeks post-birth).
• Paternity Leave: 5 days (pending new legislation).

Annual Leave & Sick Leave

• Annual Leave: 7 days of full pay after 4 months of service.
• Sick Leave: Full pay for the first month with medical proof; termination of employment is possible if sickness extends beyond 2 months.

Bonuses, Gratuity, & Severance in Ghana

• Bonus: Generally discretionary but recommended after 6 months of service. End-of-year bonuses can be up to 15% of annual salary.
• Gratuity: Employees with 5+ years of service are entitled to a gratuity payment of 15 days’ basic pay per year of service.
• Severance Payments: Employees laid off due to redundancy are entitled to a severance payment of 30 days’ basic pay per year of service.

Fringe Benefits in Ghana

• Fringe benefits like mobile phones, housing, and transportation are allowed but must be subject to PAYE tax unless they are non-cash benefits.

Probation Period & 13th Month Pay

• Probation Period: Cannot exceed 6 months.
• 13th Month Pay (Bonus): Not mandatory but may be included in the contract.

Corporate Tax & VAT in Ghana

• Corporate Tax: 25%
• VAT/Sales Tax: 15% on most goods and services

Public Holidays in Ghana

• January 1 – New Year’s Day
• January 07 – Constitution Day
• January 09 – Constitution Day (in lieu)
• March 06 – Independence Day
• April 07 – Good Friday
• April 10 – Easter Monday
• April 22 – Eid ul-Fitr
• April 24 – Eid ul-Fitr Holiday
• May 01 – Workers’ Day
• May 25 – African Union Day
• June 28 – Eid ul-Adha
• August 04 – Founders’ Day
• September 21 – Kwame Nkrumah Memorial
• December 01 – Farmer’s Day
• December 25 – Christmas Day
• December 26 – Boxing Day

Industries We Support in Ghana

Africa Deployments Ghana serves clients across diverse industries, including:

• NGOs/Non-Profit
• Engineering & Construction
• Government & Development Agencies
• Oil & Gas
• FMCG & Manufacturing
• Private Equity, Finance, Insurance & Banking
• Mining
• Agriculture

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• Contact Us
  For detailed assistance with Employer of Record (EOR) services in Ghana, including specific payroll and employment solutions tailored to your needs, contact our team at Africa Deployments.